Effective Date: March 7, 2024
I. Introduction
Welcome to Ball Political Planning. These Terms of Use govern your access to and use of our website, including any forums or interactive sections. By using our site, you agree to comply with these terms.
II. Use of Website
- Permitted Use: This site is for personal, non-commercial use only, providing financial education and information.
- Prohibited Activities: Users are prohibited from engaging in unauthorized commercial activities, plagiarism, or activities that violate these terms or applicable laws.
III. User Responsibilities
- Account Responsibilities: Users who create accounts, including forums, are responsible for maintaining the security and accuracy of their information.
- Accuracy of Information: Users must ensure the accuracy of the personal information or data they provide.
IV. Intellectual Property Rights
- Ownership of Content: All content on Ball Political Planning, including text, graphics, images, and user-generated content in forums, is owned by or licensed to us and protected by intellectual property laws.
- Restrictions on Use: Copying, modifying, or distributing our content without express permission is prohibited.
V. User-Generated Content
- User Contributions: Users may post comments, questions, and other content in forums, adhering to our community guidelines.
- Rights and Licenses: We reserve the right to use, reproduce, modify, and distribute user-generated content in the forums.
VI. Forums and Interactive Areas
- Conduct in Forums: Users must adhere to specific rules of conduct for forum interactions, promoting respectful and constructive discussions.
- Moderation: We reserve the right to moderate, edit, or delete content in the forums that violates our guidelines.
VII. Links to Third-Party Websites
- External Links: Our site may include links to third-party websites for additional information.
- No Endorsement: These links do not imply our endorsement of those sites or their content.
VIII. Disclaimers
- General Disclaimer: The content on our site, including forums, is for informational purposes only and not professional financial advice.
- No Warranties: We provide no warranties regarding the accuracy or reliability of our site’s content.
IX. Limitation of Liability
- Limitations: We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of our site, including forums.
X. Indemnification
- User Indemnity: You agree to indemnify and hold harmless Ball Political Planning, its owners, and affiliates from any claims, damages, or expenses arising from your use of the site, including forum participation.
XI. Privacy Policy
- Reference to Privacy Policy: Refer to our Privacy Policy for information on how we handle user data, including data related to forum use.
XII. Termination of Use
- Grounds for Termination: We reserve the right to terminate or restrict access to our site, including forums, for any breach of these terms.
- Effect of Termination: Termination results in immediate cessation of access to our site and services.
XIII. Governing Law
- Jurisdiction: These Terms of Use are governed by United States, in the state of Oregon law.
XIV. Changes to the Terms of Use
- Right to Modify Terms: We reserve the right to modify these terms at any time.
- Notification of Changes: Changes will be communicated through the website.
XV. Contact Information
- Queries: For questions about these Terms of Use, including forum-related inquiries, please contact us at www.ballplanning.com/contact-us/.